Small Business Health Plan Assistance

Our Specialized, Highly Trained Agents Will Guide You.

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How We Can Help You

ICHRA and QSEHRA Health Insurance Plans

ICHRA (Individual Coverage Health Reimbursement Arrangement) and QSEHRA (Qualified Small Employer Health Reimbursement Arrangement) are innovative health insurance solutions that offer flexibility and control to both employers and employees.

ICHRA allows businesses of any size to reimburse employees tax-free for individual health insurance premiums and medical expenses.

On the other hand, QSEHRA is designed for small employers with fewer than 50 employees, offering a simple way to provide health benefits without offering a traditional group plan.

Both options enable employees to choose the coverage that best fits their needs, while employers can control costs and enjoy tax benefits.

ACA Individual Health Plans For Employees

ACA (Affordable Care Act) individual health insurance plans are designed to make healthcare accessible and affordable for everyone.

These plans are available on the Health Insurance Marketplace, offering a variety of coverage options across different levels of cost-sharing and benefits.

ACA plans cover essential health benefits, including preventive services, and cannot deny coverage or charge more due to pre-existing conditions. They are ideal for individuals and families who do not have access to employer-sponsored insurance, providing financial assistance to those who qualify based on income.

Medicare Enrollment For Employees 65 And Older

Navigating Medicare enrollment can be complex, especially for employees approaching or over 65. Our service simplifies this process by providing comprehensive support for enrolling in Medicare parts A and B, and if desired, exploring additional coverage options like Part C (Medicare Advantage) or Part D (prescription drug plans).

We help older employees understand their options, deadlines, and the benefits of transitioning from employer-sponsored insurance to Medicare, ensuring a seamless switch to this federal health insurance program designed to provide affordable healthcare options for seniors.

Dental & Vision Insurance

We recommend dental and vision plans from a few select insurance companies. The right choice for your employees will depend on which company’s dental network is most competitive in your area.

Supplemental Health Insurance

These plans help pay your deductible and other out-of-pocket expenses in the event of a serious health event. With these plans, policyholders receive a lump sum benefit upon diagnosis or hospital admission.

  • Critical Illness (Cancer) Insurance
  • Heart Attack & Stroke Insurance
  • Hospital Indemnity Insurance

Life Insurance

We are licensed life insurance brokers as well. If you want to offer your employees group life insurance, we’ll shop the market and find the best rates.

Get Our Help Today!

At Stroman Insurance Advisors, we provide personalized, unbiased Health Insurance and Medicare guidance.

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Or call 404-595-4740
Weekdays 9AM - 5PM ET