About Stroman Insurance
Our Promise to You
Your Freedom of Choice
As an independent insurance broker, we partner with most major insurance companies. This allows us to shop the market on your behalf to ensure you get the right policy at the most competitive price. Once you speak with us, you’ll get a comprehensive comparison of all available options and a recommendation from us. When you are ready to apply, we’ll take care of everything. From facilitating the application process to ensuring the policy reaches your doorstep, we’ll hold your hand the whole way.
Unwavering Commitment to You
Our mission is to help each customer find the right health insurance insurance policy. We have several insurance companies to choose from, but we’re not beholden to any one of them. Our only goal is to ensure you get the right plan at the best price with whichever insurance company suits you best.
Service with Dignity
Respect is at the heart of our sales process – a non-negotiable requirement for each of our agents. Our licensed insurance brokers are salary-based (not paid on commission), friendly, and care about your experience. We truly enjoy being able to answer all your questions, give you quotes, and help you find the right plan. At Stroman Insurance, everything is done on your terms.
Our Recommendation Process
When choosing between health insurance plans, there are those with guaranteed approval and no health questions, and those that require you to answer health-related questions to determine your eligibility.
There is a big difference between these two types of plans:
- No health questions: Approval is guaranteed, but pricing tends to be higher and networks can be smaller. In some cases these plans can be subsidized by the government, bringing your cost down considerably.
- Has health questions: To be eligible, you must answer all health questions on the application. The insurance company also analyzes your medication history. Your eligibility and coverage entirely depend on your health conditions. There are some exceptions that allow you to bypass health questions on these plans’ applications.
When you contact Stroman Insurance, our experienced insurance brokers might discuss your health and other circumstances. This lets us to explore which types of plans make sense for you and which insurance companies can offer you a plan, aligning with your budget and preferences.
Our recommendations factor in various considerations, including cost, ease of application process, network coverage, and overall service quality. We’re dedicated to helping you make an informed choice that suits your unique needs.
How We Make Money
We Don’t Charge for Our Services
You pay no out-of-pocket fees to work with us. That goes for consultations, quotes, and ongoing services as long as you have a policy in-force with us as your agent of record.
We Earn Commissions from Insurance Companies
When you purchase a plan through us, we are paid a small commission from the insurance company you chose. In the eyes of the insurance company, brokers like us are a marketing tool. To that end, much of their marketing budget is spent on commissions when brokers sell their products.
Commissions Are Similar Among Most Insurance Companies
In the health insurance industry, most insurance companies pay roughly the same commission amount. Any differences are small—maybe $50 or so per year. We don’t adjust our recommendations based on who pays more. It’s more important to us that our clients are happy with the company we recommend and remain a long-term client. It’s also more lucrative for our business.
Contact Stroman Insurance
We want to hear from you. We welcome questions, suggestions, complaints, and inquiries about finding the right Health Insurance plan for you.
You can reach us in a variety of ways:
Phone: (404) 595-4740
Email: info@stromaninsurance.com
Or visit our contact page for all the ways you can reach us.