Medicare, Long-Term Care & Health Insurance Without the Confusion or Sales Pressure
Straight answers from an independent advisor who’s helped 500+ families make smart insurance decisions without the sales pressure.
What We Help With
Medicare Insurance
Transitioning to Medicare at 65? We help you choose between Medicare Supplement and Medicare Advantage plans based on your doctors, prescriptions, and budget, not what pays us the highest commission.
Long-Term Care Insurance
Protecting your retirement savings from nursing home costs. We help you determine if LTC insurance makes sense for your situation and find coverage that actually fits your goals.
Individual & Family Health Insurance
Retiring before 65? Self-employed? We navigate ACA marketplace plans, subsidies, and COBRA alternatives to keep you covered affordably until Medicare kicks in.
Additional Coverages
Dental, vision, life, and supplemental health insurance.
Client Reviews
How We Work
1. Initial Conversation
Free, no-obligation call to understand your situation, current coverage, and what you’re trying to accomplish. No sales pitch.
2. Research & Recommendations
We compare carriers, analyze your options, and provide clear recommendations based on your specific needs.
3. Enrollment & Ongoing Support
We handle the paperwork, coordinate with carriers, and stay available for questions as your situation changes.
Confusion about healthcare shouldn’t ruin your retirement
We’re here to make it simple.
The complexity of Medicare and long-term care can leave you feeling lost and anxious. At Stroman Insurance Services, we provide structured retirement healthcare planning that addresses every concern related to your healthcare needs. With our comprehensive approach, you can enjoy peace of mind knowing your healthcare options are well-managed and aligned with your financial future.
Frequently Asked Questions
Here are the most common questions we get from prospective clients:
Guidance and support are provided at no cost to you. If you purchase an insurance plan through us, we are paid a commission by the insurance company you choose.
Before assessing plans, we help determine your eligibility to enroll and the right time to enroll. Then we analyze your specific needs – including your doctors, prescriptions, and budget – then compare options across multiple insurance carriers to find your best fit.
We represent multiple insurance carriers. That allows us to compare options and find the best fit for your needs. Plus, our service continues after enrollment with year-round support.
We start with a free consultation to understand your needs, then present clear options and help you enroll in your chosen plan. Our support continues year-round for any questions or issues.
If you’re new to Medicare, start 6-12 months before eligibility (your 65th birth month). If you’re already on Medicare, there are year-round opportunities to shop your plan, including the Annual Election Period from October 15-December 7.
We provide year-round support and can help you adjust your coverage during appropriate enrollment periods if your needs change.