Retirement Healthcare Planning: Medicare, Long-Term Care & Pre-65 Coverage
Independent guidance to protect your health and wealth in retirement.
The missing piece of your retirement plan
- Confusion about Medicare options.
- Worrying about long-term care needs.
- Limited understanding of coverage types.
- Facing inadequate planning for future healthcare.
- Overwhelmed by healthcare expenses.
- Feeling lost during enrollment periods.
- Unsure about how to protect your assets.
- Wondering if your family will be financially impacted.
Retirement Healthcare Planning Made Easy
- Receive personalized Medicare enrollment guidance tailored to your needs.
- Plan for long-term care without compromising your lifestyle.
- Access expert insights from certified professionals.
- Enjoy ongoing support throughout your retirement journey.
We’re Here to Guide You
Services
Medicare Solutions
Whether you’re approaching 65 or already enrolled, Medicare is complex. Choosing between Original Medicare, Medicare Supplement, Part D, and Advantage plans isn’t straightforward.
We cut through the noise, explain your options clearly, and match you with the coverage that fits your doctors, prescriptions, and budget.
Long-Term Care Planning
Medicare doesn’t cover long-term care. Without a plan, extended care needs can quickly consume your assets.
We explain different approaches like Traditional LTC insurance, self-funding strategies, and Short-Term Care plans. We’ll help you compare these strategies to find coverage that protects your assets and fits your future goals.
3 Simple Steps to Secure Your Healthcare in Retirement
1. Schedule Your Consultation
Connect with us to discuss your healthcare needs and desires.
2. Personalized Retirement Healthcare Plan
We will create a tailored plan for your retirement.
3. Enrollment & Ongoing Support
We assist you in enrolling and provide continuous support.
Confusion about healthcare shouldn’t ruin your retirement
We’re here to make it simple.
The complexity of Medicare and long-term care can leave you feeling lost and anxious. At Stroman Insurance Services, we provide structured retirement healthcare planning that addresses every concern related to your healthcare needs. With our comprehensive approach, you can enjoy peace of mind knowing your healthcare options are well-managed and aligned with your financial future.
Frequently Asked Questions
Here are the most common questions we get from prospective clients:
Guidance and support are provided at no cost to you. If you purchase an insurance plan through us, we are paid a commission by the insurance company you choose.
Before assessing plans, we help determine your eligibility to enroll and the right time to enroll. Then we analyze your specific needs – including your doctors, prescriptions, and budget – then compare options across multiple insurance carriers to find your best fit.
We represent multiple insurance carriers. That allows us to compare options and find the best fit for your needs. Plus, our service continues after enrollment with year-round support.
We start with a free consultation to understand your needs, then present clear options and help you enroll in your chosen plan. Our support continues year-round for any questions or issues.
If you’re new to Medicare, start 6-12 months before eligibility (your 65th birth month). If you’re already on Medicare, there are year-round opportunities to shop your plan, including the Annual Election Period from October 15-December 7.
We provide year-round support and can help you adjust your coverage during appropriate enrollment periods if your needs change.