Professional Guidance for Individual Health Insurance

We help you understand your options, compare plans, and enroll with confidence. From checking provider networks to explaining coverage details, we’re here to guide you – at no cost to you.

Understanding Your Options

If you need to purchase health insurance outside of an employer, you have choices. We’ll make sense of these plans, explain their differences, and help you choose the right coverage.

Marketplace (ACA) Plans

Compare plans that cover essential health benefits and protect you from high medical costs. Many people qualify for subsidies to lower their premiums.

Off-Market Alternatives

Looking for a PPO option, or don’t qualify for Marketplace subsidies? We have access to a medically underwritten plan that might be the right choice for you

Short-Term Coverage

Need coverage for less than 3 months? We’ll explain the pros and cons of short-term plans and help you decide if they’re right for your situation.

What We Do

We’re experts in individual health insurance, helping people like you find and enroll in plans through the Health Insurance Marketplace (Healthcare.gov) and direct insurance carriers. Whether you’re self-employed, between jobs, or just need personal coverage, we analyze options from multiple insurance companies to find plans that match your doctors, cover your prescriptions, and fit your budget.
Eligibility & Cost Savings Check
We check your eligibility to enroll, see if you qualify for premium subsidies (many families save hundreds per month) and help you compare out-of-pocket costs across plans.
Network Matching
Keep your preferred doctors by checking networks before you enroll. We help you verify coverage for your physicians and medications.
Simple Process
From application through enrollment, we handle the details. Get help with income verification, document submission, and special enrollment periods.

What clients have to say

“Outstanding knowledge, service, and communication-recommend strongly to navigate healthcare insurance options!”
David
Marietta, GA
“Andy was wonderful to work with and made everything so easy on my end. He was not pushy and did not rush me in making a decision. Will definitely use him again for insurance needs!”
Alexa
Flowery Branch, GA
“Andy is very knowledgeable and professional. He helped us decide which Medicare plan is best for us. I would highly recommend him. “
Sharlene
Marietta, GA

How Our Process Works

Finding and enrolling in health insurance can be frustrating. Our job is to remove the headache.

Here’s what to expect when you work with us:

1. Free Consultation

Tell us about your situation and needs

2. Compare Options

Review personalized recommendations

3. Easy Enrollment

We handle the paperwork

4. Ongoing Support

We’re here whenever you need us

Ready to find the right coverage?

Schedule your free consultation. We’ll help you understand your options and find the right coverage for your needs.

Frequently Asked Questions

Here are the most common questions we get from prospective clients:

Costs vary based on your age, location, and plan choice. However, many individuals and families qualify for subsidies that significantly reduce premiums. We’ll help you check your eligibility.

Individual plans are offered by many of the companies you’re familiar with, and some that may be new to you. We are contracted to sell plans from Aetna, Ambetter, Anthem BlueCross BlueShield, Cigna, Oscar, UnitedHealthcare, and others.

ACA-compliant plans cannot deny you coverage or charge more for pre-existing conditions. We’ll help you find plans that cover your specific health needs.

In partnership with you, we’ll check provider networks before you enroll to make sure your preferred doctors are covered. If not, we’ll find plans that include them.

You may qualify for a Special Enrollment Period due to life changes like losing other coverage, moving, marriage, or having a baby. We can help you determine your eligibility.

Subsidy eligibility is based on your estimated annual income and household size. We’ll help you check your eligibility and calculate potential savings.

ACA plans must cover essential health benefits including preventive care, prescriptions, hospital stays, maternity care, and more. We’ll explain the details of each plan’s coverage.

Have more questions?

Get in touch

Resources

Our latest individual health insurance guides:

Your Guide to Health Insurance Through Georgia Access

If you live in Georgia and need health insurance, there’s a new way to get covered. Georgia Access is now the place where you …
Read more

Resources

Our latest individual health insurance guides:

Your Guide to Health Insurance Through Georgia Access

If you live in Georgia and need health insurance, there’s a new way to get covered. Georgia Access is now the place where you …
Read more

Service Area

We serve clients where we are based in Metro Atlanta, throughout the state of Georgia, and in several other states.

Metro Atlanta

Georgia

  • Albany
  • Athens
  • Augusta
  • Columbus
  • Dalton
  • Gainesville
  • Macon
  • Newnan
  • Rome
  • Savannah
  • St. Simons

Other States

  • Alabama
  • Arkansas
  • Florida
  • Kentucky
  • Maryland
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia