Professional Guidance for Group Health Insurance & Employee Benefits

What We Do
Group Health Coverage Options
Traditional Group Health Plans
Health Reimbursement Options
Contribution Strategies
Additional Benefits
Dental & Vision
- Multiple plan designs available
- Voluntary or employer-contributed options
- Large provider networks
Life & Disability
- Group term life insurance
- Short-term disability
- Long-term disability
Ancillary Health
- Hospital indemnity plans
- Critical illness coverage
- Accident insurance
- Telemedicine services
How Our Process Works
1. Initial Analysis
- Review current benefits and costs
- Discuss business objectives
- Analyze employee demographics
- Assess budget parameters
2. Plan Design
- Compare funding approaches
- Evaluate carrier options
- Design contribution strategy
- Consider supplemental benefits
3. Implementation
- Handle carrier applications
- Coordinate employee enrollment
- Provide benefits guides
- Conduct enrollment meetings
4. Ongoing Support
- Manage plan administration
- Assist with employee changes
- Review plan performance
- Annual renewal analysis
Ready to explore your benefits options?
Frequently Asked Questions
Generally, you need at least 2 enrolled employees for a traditional group plan. Alternative options like ICHRAs are available for any size business.
While there’s no legal requirement for businesses with fewer than 50 employees, most employers pay 50-75% of employee premiums. We’ll help you design a contribution strategy that works for your budget.
Individual Coverage Health Reimbursement Arrangements (ICHRAs) let you reimburse employees tax-free for individual health insurance premiums and medical expenses. It’s an alternative to traditional group coverage that offers more flexibility.
Yes, employees with other qualifying coverage (like a spouse’s plan) can waive coverage. We’ll help ensure proper documentation.
With traditional group plans, employees choose from pre-selected options. ICHRAs allow employees to choose any individual market plan. We help educate employees on their choices.
We can help structure plans that work for multi-state workforces, whether through national carrier networks or state-specific solutions.