Professional Guidance for Group Health Insurance & Employee Benefits

Partner with us to establish and maintain the right health benefits for your business. We’ll guide you through options from traditional group plans to modern health reimbursement arrangements.

What We Do

As employee benefits brokers, we help businesses create and manage competitive benefits packages that attract and retain talent. We understand that every business has unique needs and budget considerations. Whether you’re looking for a traditional group health plan or exploring alternative funding options like ICHRAs, we analyze your situation and recommend solutions that make sense for your business. Our support continues year-round with enrollment assistance, employee education, and ongoing plan administration.
Customized Solutions
Get detailed cost analysis of different funding approaches – from traditional group plans to tax-advantaged reimbursement arrangements.
Employee Support
We provide enrollment assistance, benefits education, and year-round support for your team members.
Simple Administration
From employee onboarding to billing questions, we handle the details so you can focus on your business.

Group Health Coverage Options

Traditional Group Health Plans

Compare plans from major carriers with different funding levels to balance coverage and costs. We’ll analyze your employee demographics and claims history to find optimal solutions.

Health Reimbursement Options

Explore modern, affordable alternatives like ICHRAs (Individual Coverage HRA) and QSEHRAs (Qualified Small Employer HRA) that give employees more choice while providing tax advantages for your business.

Contribution Strategies

Review options from full employer-paid coverage to defined contribution and post-tax stipend arrangements. We’ll help you understand the tax implications and benefits of each approach.

Additional Benefits

Dental & Vision

  • Multiple plan designs available
  • Voluntary or employer-contributed options
  • Large provider networks

Life & Disability

  • Group term life insurance
  • Short-term disability
  • Long-term disability

Ancillary Health

  • Hospital indemnity plans
  • Critical illness coverage
  • Accident insurance
  • Telemedicine services

How Our Process Works

Here’s what to expect when you work with us:

1. Initial Analysis

  • Review current benefits and costs
  • Discuss business objectives
  • Analyze employee demographics
  • Assess budget parameters

2. Plan Design

  • Compare funding approaches
  • Evaluate carrier options
  • Design contribution strategy
  • Consider supplemental benefits

3. Implementation

  • Handle carrier applications
  • Coordinate employee enrollment
  • Provide benefits guides
  • Conduct enrollment meetings

4. Ongoing Support

  • Manage plan administration
  • Assist with employee changes
  • Review plan performance
  • Annual renewal analysis

Ready to explore your benefits options?

Let’s discuss solutions that work for your business and your team.

Frequently Asked Questions

Here are the most common questions we get from prospective clients:

Generally, you need at least 2 enrolled employees for a traditional group plan. Alternative options like ICHRAs are available for any size business.

While there’s no legal requirement for businesses with fewer than 50 employees, most employers pay 50-75% of employee premiums. We’ll help you design a contribution strategy that works for your budget.

Individual Coverage Health Reimbursement Arrangements (ICHRAs) let you reimburse employees tax-free for individual health insurance premiums and medical expenses. It’s an alternative to traditional group coverage that offers more flexibility.

Yes, employees with other qualifying coverage (like a spouse’s plan) can waive coverage. We’ll help ensure proper documentation.

With traditional group plans, employees choose from pre-selected options. ICHRAs allow employees to choose any individual market plan. We help educate employees on their choices.

We can help structure plans that work for multi-state workforces, whether through national carrier networks or state-specific solutions.

Have more questions?

Get in touch

Resources

Our latest employee benefits guides:

Service Area

We serve clients where we are based in Metro Atlanta, throughout the state of Georgia, and in several other states.

Metro Atlanta

Georgia

  • Albany
  • Athens
  • Augusta
  • Columbus
  • Dalton
  • Gainesville
  • Macon
  • Newnan
  • Rome
  • Savannah
  • St. Simons

Other States

  • Alabama
  • Arkansas
  • Florida
  • Kentucky
  • Maryland
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia