Atlanta Health Insurance: Find Your Best Plan & Quotes
Feeling overwhelmed searching for health insurance in Atlanta? Dealing with Georgia Access, the state’s official health insurance marketplace, along with confusing plans and changing rules can make finding the right coverage a challenge. Stroman Insurance Services is here to simplify the process for you. I’m Andy Stroman, your local, independent broker, helping individuals, families, and the self-employed in Metro Atlanta find health coverage that provides real value and peace of mind.
Explore Your Atlanta Health Insurance Options
We help you compare a variety of plans to find the coverage that works best for your specific situation:
Georgia Access Plans (State Marketplace)
Ideal For: Many individuals & families, especially those seeking comprehensive ACA-compliant coverage or potential financial assistance.
These plans meet all Affordable Care Act requirements and are available through Georgia Access, the official state marketplace. Eligible Georgians may qualify for Premium Tax Credits (subsidies) to lower monthly premiums and potentially Cost-Sharing Reductions (CSRs) on Silver plans. Coverage is guaranteed issue during enrollment periods, regardless of health history.
Plan availability and networks vary across Metro Atlanta counties.
Underwritten PPO Plans (Off-Exchange Option)
Potential Fit For: Relatively healthy self-employed individuals, 1099 contractors, or others who prioritize PPO network flexibility and may not qualify for significant subsidies on Georgia Access.
Offered outside the state marketplace, these plans typically require medical underwriting (meaning your health history affects eligibility and rates). For those who qualify, these PPO plans can offer broader network choices or different cost structures. These plans are not ACA-compliant for subsidy purposes and acceptance is not guaranteed.
Eligibility depends on health status and carrier guidelines.
Supplemental Health Plans
While a core health plan covers essential hospital and doctor visits, many people find they still face significant out-of-pocket costs or lack coverage for important services. We can help you explore optional supplemental coverages designed to fill these common gaps and enhance your overall protection:
- Dental & Vision Plans: For routine checkups, fillings, glasses, contacts, etc.
- Accident Insurance: Provides cash benefits if you’re injured in an accident.
- Critical Illness Insurance: Pays a lump sum if you’re diagnosed with a major illness like cancer or a heart attack.
- Hospital Indemnity Plans: Pays a fixed amount per day or event for hospital stays.
- Gap Insurance: Specifically helps cover your health plan’s deductible and coinsurance.
Proudly Serving Communities Across Metro Atlanta
Stroman Insurance Services helps individuals and families find the right health protection throughout the entire Metro Atlanta region, including:
- Atlanta (including Buckhead, Midtown, Downtown, etc.)
- Marietta
- Sandy Springs
- Alpharetta
- Roswell
- Decatur
- Johns Creek
- Smyrna
- Dunwoody
- Brookhaven
Independent Advice Focused on You
We compare options from multiple carriers to find your best fit, not a sales quota.
Local Atlanta Expertise
As your neighbor, Andy Stroman understands the local market, networks, and helps you make informed choices specific to Georgia.
Holistic Approach
We look beyond just the basic health plan to ensure you understand all your options for comprehensive protection.
Simplified Process
We make understanding benefits, checking eligibility (like for potential subsidies on Georgia Access), and enrolling easy.
No Direct Cost To You
Our brokerage services for health plans are typically compensated by the insurance carrier you choose.
Expert Guidance for Your Atlanta Health Insurance Needs
Navigating Georgia Access, off-exchange plans, and supplemental options requires knowledge and experience. Why work with Stroman Insurance Services?
“Andy was wonderful to work with and made everything so easy on my end. He had info prepared before we talked and laid out all of my options, but helped me narrow plans down based on my needs. He was responsive to email and answered all of my questions. He was not pushy and did not rush me in making a decision. Will definitely use him again for insurance needs!”
Ready to Find Your Atlanta Health Insurance Plan?
Let’s cut through the confusion and find the health insurance plan that truly meets your needs and budget. Get personalized guidance from a local expert.